In the market of health care service providers, one established name is Cigna Dental. Cigna was established in 1982 with the merger of Connecticut General Life Insurance Company and the Insurance Company of North America (INA). If you are in search of an affordable way to obtain proper health for you and your family, then your search ends at Cigna. Cigna managed to maintain the quality of services over the years. Cigna Dental Care makes your visit to the dentist more cost effective. If you are a member, then you can choose a dentist from their nationwide network and some plans also give you the flexibility of choosing any dentist. So, if you are a member of Cigna, you can avail the services of reliable dentists at a very low cost.
Apart from the unique plans they offer, you can also enjoy other benefits, as you don’t have to file the forms to claim. Cigna Dental has number of dental plans for you. Let’s see briefly how these plans are useful for us:
Dental Care DHMO: You have to visit one of the dentists from the network. For most diagnostic and preventive services, you don’t need any co payments. If you go for the second opinion that will be free of cost. It covers two exams and cleaning per year along with X-rays and fluoride treatments.
Dental PPO: Under this plan, you can only visit any licensed dentist, it’s not necessary that dentist should be part of their nationwide network. It covers most preventive procedures and that too at a minimal cost or at no cost to the member.
Dental Exclusive Provider Organization (DEPO): The member can visit any of the dentists on the nationwide network and for special care you don’t need any referrals. Whole cost or a part of the cost is reimbursed to the members after meeting deductibles.
Cigna Flex Advantage: As the name suggests, this is the most flexible plan. Here members can shift from one scheme to another. You can do it when the need arises and this can be done without any hassles or questions from the company’s side.
In short, Cigna plans are the ones which deserve your trust and that is why they are popular. The best part about all the plans is the member is entitled to most preventive and diagnostic
treatments. All plans are good and you have to decide which one suits your needs in a proper way. They can reduce your dental care cost manifold. Think practically; you are saving 62%-83% by going to the network dentist, your regular access to dentist will prevent all major dental problems, and you can avail discounts through their reward programs. In my view, good health and quality service, at affordable prices with so many discounts is not a bad deal. That is why I recommend Cigna Dental and mark my words you will never regret your decision about this matter for a lifetime. Cigna Dental will make you a happy customer and keep returning back.