All about Cigna Dental Insurance
Have you heard of Cigna dental insurance? Cigna is a global health care services provider which was established in 1982. Cigna has a long history of good quality service and attention to the values. Owing to this, Dental Insurance made its mark in the market. This long-standing company offers you services with extensive experience.
Cigna dental insurance is one of the popular plans. Other than dental insurance, this company offers medical, accident, life and disability insurance. Just consider the number of visits you make to a dentist’s office, and the more than often exuberant fees with which you are charged each time. Apart from the cost of the treatment to your dental problem (be honest, how many people really come away form the dentist scot-free?), you also have to bear the dentist fees. Dental insurance coverage helps you to save a substantial amount of money which you would otherwise spend on dental bills. After signing up for this policy you can not only be confident in the excellent and professional service, but also rest assured you are getting the best coverage at the best rates. To suit the need of the individual, Cigna dental health insurance offer a number of plans. The cost of the plan and the service which it provides will vary from plan to plan. As the saying goes; ‘a decision is the commitment to act’, so before making your decision about which plan to buy, go through all the available options carefully.
Some of the popular Cigna Dental Insurance policies are:
Dental Care (DHMO): In this plan, you can only visit those dentists which are in the panel of the company i.e. in the company’s nationwide network. The best part about the plan is that you don’t have to file the claim, no annual dollar maximum and also most preventive services are covered. In some of the cases, braces and other orthodontic services are also covered under this plan.
Cigna dental insurance PPO: This plan is a bit flexible. If you go for this plan, you can visit any of the doctors, no matter whether he/she is on the company’s nationwide network and you will get the all the cost or part of it reimbursed. To avail the benefits of this plan, dollar maximum and deductible are a must.
Dental Insurance Traditional: Under this plan, you can visit any of the licensed dentists of your choice. This plan covers most of the preventive and diagnostic services, and that too at a very minimal annual dollar maximum.
Flex advantage: This is the most popular and the most flexible plan which Cigna offers. According to this you don’t have to stick to any one plan. It is possible to switch on to any plan- DHMO, PPO, traditional whenever you feel like.
Insurance plus saving program: This is basically not an insurance plan, but by using this you can avail the discount on dental services of the doctors that are in the company’s nationwide network. Using this, you can save up to 32% on one visit. To take the advantage of this you just have to carry the Insurance membership card.
So, if you are looking for a good dental insurance, going for Cigna dental insurance is a decision which you won’t regret, as among the numerous options provided, there is bound to be a plan to suit the needs of every customer. Plans can be further customized according to the situation, and Cigna guarantees the quality of all services offered.